You’re making debt payments on time each month, monitoring (and limiting) hard inquiries, and maybe even lowering your credit utilization ratio. Give yourself a pat on the back – increasing your credit score can be hard work! But did you know there could be some factors – like your income – that can be limiting […]
Does Your Income Impact Your Credit Score? The Answer May Surprise You Read More »
The sun is shining, the flowers are blooming. You can feel it; spring is definitely in the air – and so is tax season! Tax Day, aka the final day Americans have to file their 2021 taxes, is Monday, April 18. And, if you’re one of the lucky 125.3 million Americans who will be issued
Five Smart Ways to Spend Your Tax Return Read More »
Whether you were recently laid off or have been on the job hunt for a while, if you’re one of the 6.3 million Americans that are unemployed, you’re likely very familiar with the financial struggles and uncertainty that can come along with joblessness. Thankfully, there is assistance available to you, along with some key financial
Unemployed? Follow These Tips to Keep Your Finances in Order Read More »
If you’ve ever applied for financing for a home or car, you’ve taken out a loan, which is money provided to you from a lender. Usually, to secure that loan and guarantee your repayment of debt, a lien is attached to that agreement as collateral. However, liens aren’t just common in purchases. So what exactly
Liens 101: Learn Your Options Read More »
ROI, KPI, MoM; if you’re a new business owner, a lot of these acronyms can sound like mumbo-jumbo. However, as you know, the words behind the acronyms can be key indicators of your business’ success, with one of those key indicators being your business’s Profit and Loss (P&L) statement. A P&L statement is an essential
What is a P&L Statement (and do I need one)? Read More »
Buying a home, saving for retirement, putting a child through college – life is filled with large purchases and financial milestones. And, let’s face it, unless you majored in finance in college, a lot of the financial information out there can seem like a foreign language. To make sense of it all, some people turn
Should I Hire a Financial Advisor? Read More »
Owning a small business comes with a lot of risk and unknowns. And while we all aspire to succeed, sometimes things don’t work out the way we plan, which is why, when starting a business, one of the first steps you should take is ensuring you have protection against your personal finances in the off
How to Separate Your Business and Personal Credit Read More »
High-interest saving accounts, stocks, Roth IRAs – when it comes to saving, and earning interest on, your hard-earned money, you have options. If you’re looking to build up your savings to fund a large purchase (like buying a home, for example), you may be wondering what type of savings account can yield you the highest
What is a CD Account, and Do I Need One? Read More »
From salary and operating costs, to advertising and promotions, the average small business requires anywhere from $2,000 to $5,000 to launch – and that’s before making your first sale! As such, it makes sense why small business loans, which fund the initial hurdles that accompany being your own boss, are so popular. However, in order
How to Fund a Business with Bad Credit Read More »
Late payment notices; calls from debt collectors; bills piling up. If you’re struggling with an immense amount of debt that you just can’t seem to crawl your way out of, you may have considered declaring bankruptcy to feel some sense of relief. There’s never one specific reason that makes a person decide to declare bankruptcy
Considering Declaring Bankruptcy? Read This First Read More »
