If you’ve opened up the Zillow app even once in the past six months, you know there’s no denying it: the housing market is booming. And, with the national homeownership rate of 64% only expected to rise by the end of 2022, you may be experiencing homeowner FOMO; a fear that you’re missing out if […]
Does it Make More Financial Sense to Rent or Buy a Home? Read More »
If you’re like us and you’ve been looking for ways to build up wealth, or need additional income to help reach a financial goal (like paying off high-interest loans), you may have considered taking on a part-time job, side hustle (Have we mentioned we LOVE side hustles at FO?), or other avenues to help you
What is Passive Income, and How Do You Earn It? Read More »
When Chris, a Finance Opinion analyst, was visiting his parents last week, they took a trip down memory lane and began chatting about the early days of cell phones and the challenges that came along with it (having to monitor their time on the phone when it wasn’t a free night or weekend, for example).
Cha-Ching! How to Save on Your Cell Phone Bill Read More »
While it’s not the happiest topic to think about, if something were to happen to you, would your, and your family’s, financial future be taken care of? In the case of an unexpected illness or death, you can insure the financial future of your family by taking out a life insurance policy. And while we
How to Land the Best Life Insurance Rate Read More »
Today from our corner of the internet, we at Finance Opinion discuss the mutual fund. From stocks and bonds, to real estate and 401ks, when it comes to investing your money, you have options – a lot of them. And, if you’re looking to add some diversification to your portfolio, or just getting started with
What is a Mutual Fund (and Should You Start One)? Read More »
So you’re thinking about retirement – the ultimate weekend in “working for the weekend”. You put in the years of hard work, you contributed to your 401(k), you invested to build up a stronger savings – congratulations, you’re finally ready to retire (GOOD FOR YOU!!!) Nothing can feel more freeing than being able to leave
Four Steps to Take if You’re Ready to Retire Read More »
Today’s FO debate: Credit unions vs. banks. While both financial institutions are great options to manage your finances and store your hard-earned cash, sometimes one makes more sense than the other. Whether you’re a member of a credit union, or rely on a traditional bank’s checking and savings accounts to manage your finances, you may
Credit Unions vs. Traditional Banks: Which is Right for Me? Read More »
At Finance Opinion first time homebuying is a topic that comes up a lot. It’s probably because – let’s face it – buying a home is expensive, daunting, and complicated. From a down payment to closing costs, the average home buyer spends upwards of $15,000 before even moving into their new home, so it makes
The 411 on First-Time Homebuyer Programs Read More »
We all like to save money when we can, but let’s face it – most of us skip taking the time to research for coupons and deals, and then try adding them to our carts simply because we don’t have the time, or patience, to do so. Enter: digital cash-savings assistants. From rewards and benefits,
Four Apps to Help You Save Serious Cash on Your Next Shopping Trip Read More »
Just last month, Katy, a Finance Opinion writer, had to head to the dealership to trade in her lease – although she went into the process feeling a bit uncertain. With newer models being hard to come by (thanks to production shortages in the after-effects of the COVID-19 pandemic), she wondered if it was time
Should You Lease or Buy a Car? Read More »
