Whether you’re getting ready to purchase your first home, or take out a loan to fund a business, you’ve likely been paying closer attention to your credit score than usual, which means you’ve likely come across both your FICO and VantageScore. And, when those numbers differ, it can feel like a guessing game when it […]
FICO vs. VantageScore: Which One Really Matters? Read More »
NerdWallet said it best – finding the right credit card for you is part art, part science. That’s because there’s no one size fits all model for determining the perfect card. Instead, it depends on your unique spending habits and financial goals. Whether you’re looking to build up credit, or are a frequent flyer hoping
Which Credit Card is Right for Me? Read More »
No matter your age, you’ve likely thought about retirement – and saving for said retirement – at least a few times. And, if you have a 401(k), you’re actively planning for it. One of the biggest perks of working full-time for an employer can be its 401(k) benefits, and matching policies as an added incentive.
How to Make the Most of Your Employer Match 401(k) Read More »
From debt repayment to funding an unexpected expense (like a medical bill), to home improvements and large expenses (like paying for a wedding), taking out a personal loan can be a great strategy to get instant access to the funds to do so. However, depending on your financial habits, a personal loan isn’t always the
What is a Personal Loan (and does it make sense for me?) Read More »
Just last month, one of the Finance Opinion team writers packed up their desk and said their goodbyes – they were finally off to enjoy their hard-earned retirement. And while retirement may feel like an aspirational, yet unrealistic, goal for most, there are some savvy ways to achieve it – especially if you’re a homeowner.
Is a Reverse Mortgage the Right Move for Retirement? Read More »
If you’re screening calls from debt collectors and dodging late payment notices, just know that you’re not alone. According to a recent survey conducted by Rand Corporation, about 30 percent of households across all income levels have difficulty paying their bills, and the aftermath of the COVID-19 pandemic, paired with rising inflation, is only making
How to Catch Up When You’re Behind on Bills Read More »
High-interest credit card debt. If those five words send chills up and down your spine, you know all-too-well the hold those monthly payments can have on you. It can feel a bit impossible to manage thousands of dollars of debt, and trying to make a dent in your debt balance can feel like a never
4 Ways to Consolidate Credit Card Debt Read More »
Building up retirement savings can feel daunting, but you likely know that the sooner you start saving for retirement, the more you’ll be able to put away for your future. And, when it comes to building that savings, you have a lot of options available to you, including a Roth IRA. What exactly is a
What is a Roth IRA (and does it make sense for you)? Read More »
Taxes can be tricky, and if you don’t stay up to date on the latest changes, you could end up missing out on thousands of dollars in returns. As tax day approaches (April 18, 2022), time is running out to get up to speed on the changes that could impact you. A good tax software
5 2021 Tax Changes to Know Before You File Read More »
We all know we should be saving for retirement, but often other financial goals, like purchasing a home, or paying off high-interest credit cards and student loans, are made in its place – including making contributions to your 401(k). However, while it may seem harmless in the short-term, neglecting your 401(k) can have serious consequences
Common 401(k) Mistakes (and how to avoid them) Read More »
