Today from our corner of the internet, we at Finance Opinion discuss the mutual fund. From stocks and bonds, to real estate and 401ks, when it comes to investing your money, you have options – a lot of them. And, if you’re looking to add some diversification to your portfolio, or just getting started with […]
What is a Mutual Fund (and Should You Start One)? Read More »
At Finance Opinion first time homebuying is a topic that comes up a lot. It’s probably because – let’s face it – buying a home is expensive, daunting, and complicated. From a down payment to closing costs, the average home buyer spends upwards of $15,000 before even moving into their new home, so it makes
The 411 on First-Time Homebuyer Programs Read More »
Today’s FO debate: Credit unions vs. banks. While both financial institutions are great options to manage your finances and store your hard-earned cash, sometimes one makes more sense than the other. Whether you’re a member of a credit union, or rely on a traditional bank’s checking and savings accounts to manage your finances, you may
Credit Unions vs. Traditional Banks: Which is Right for Me? Read More »
We all like to save money when we can, but let’s face it – most of us skip taking the time to research for coupons and deals, and then try adding them to our carts simply because we don’t have the time, or patience, to do so. Enter: digital cash-savings assistants. From rewards and benefits,
Four Apps to Help You Save Serious Cash on Your Next Shopping Trip Read More »
Just last month, Katy, a Finance Opinion writer, had to head to the dealership to trade in her lease – although she went into the process feeling a bit uncertain. With newer models being hard to come by (thanks to production shortages in the after-effects of the COVID-19 pandemic), she wondered if it was time
Should You Lease or Buy a Car? Read More »
You’re making debt payments on time each month, monitoring (and limiting) hard inquiries, and maybe even lowering your credit utilization ratio. Give yourself a pat on the back – increasing your credit score can be hard work! But did you know there could be some factors – like your income – that can be limiting
Does Your Income Impact Your Credit Score? The Answer May Surprise You Read More »
The sun is shining, the flowers are blooming. You can feel it; spring is definitely in the air – and so is tax season! Tax Day, aka the final day Americans have to file their 2021 taxes, is Monday, April 18. And, if you’re one of the lucky 125.3 million Americans who will be issued
Five Smart Ways to Spend Your Tax Return Read More »
Whether you were recently laid off or have been on the job hunt for a while, if you’re one of the 6.3 million Americans that are unemployed, you’re likely very familiar with the financial struggles and uncertainty that can come along with joblessness. Thankfully, there is assistance available to you, along with some key financial
Unemployed? Follow These Tips to Keep Your Finances in Order Read More »
If you’ve ever applied for financing for a home or car, you’ve taken out a loan, which is money provided to you from a lender. Usually, to secure that loan and guarantee your repayment of debt, a lien is attached to that agreement as collateral. However, liens aren’t just common in purchases. So what exactly
Liens 101: Learn Your Options Read More »
Buying a home, saving for retirement, putting a child through college – life is filled with large purchases and financial milestones. And, let’s face it, unless you majored in finance in college, a lot of the financial information out there can seem like a foreign language. To make sense of it all, some people turn
Should I Hire a Financial Advisor? Read More »
