No matter your age, you’ve likely thought about retirement – and saving for said retirement – at least a few times. And, if you have a 401(k), you’re actively planning for it. One of the biggest perks of working full-time for an employer can be its 401(k) benefits, and matching policies as an added incentive. …
How to Make the Most of Your Employer Match 401(k) Read More »
Taxes can be tricky, and if you don’t stay up to date on the latest changes, you could end up missing out on thousands of dollars in returns. As tax day approaches (April 18, 2022), time is running out to get up to speed on the changes that could impact you. A good tax software …
We all know we should be saving for retirement, but often other financial goals, like purchasing a home, or paying off high-interest credit cards and student loans, are made in its place – including making contributions to your 401(k). However, while it may seem harmless in the short-term, neglecting your 401(k) can have serious consequences …
For the majority of us, buying a home is one the biggest purchases we’ll make in our lifetime, and it makes sense why. From high down payments to expensive closing costs and fees, Americans are required to put down a lot of cash. And that’s all before the first mortgage payment is even due. So …
It’s not all in your mind – prices on just about everything are climbing, fast. In part due to the aftermath of lockdowns and supply and labor shortages from the COVID-19 pandemic, the US inflation has peaked at a 40-year all-time high. Pile that 8%+ increase in the average cost of everyday necessities, from gas …
Avalanche vs. Snowball Method: Which is Right for Me? Read More »
Life can get expensive, and sometimes we need access to large sums of money to fund it for a number of reasons, like starting a business, paying an unexpected medical bill, or finally paying off your high interest credit card debt, to name a few. And, if you’re a homeowner, you have the means to …
What is a Cash-Out Refinance (and does it make sense for you)? Read More »
Stocks, bonds, dividends – if one of your financial goals is to level up your savings strategy, you’ve likely dabbled in investing (or researched it, at the least). However, if you’re not a Wall Street professional or financial advisor, the world of investing can seem a bit daunting. A diversified investment portfolio offers a strong …
Building up retirement savings can feel daunting, but you likely know that the sooner you start saving for retirement, the more you’ll be able to put away for your future. And, when it comes to building that savings, you have a lot of options available to you, including a Roth IRA. What exactly is a …
What is a Roth IRA (and does it make sense for you)? Read More »
