Late payment notices; calls from debt collectors; bills piling up. If you’re struggling with an immense amount of debt that you just can’t seem to crawl your way out of, you may have considered declaring bankruptcy to feel some sense of relief. There’s never one specific reason that makes a person decide to declare bankruptcy […]
Considering Declaring Bankruptcy? Read This First Read More »
When it comes to paying down debt, the mindset of “the faster, the better” often takes over. But what about preparing for your future? In order to reach long-term investment goals, and reap the benefits of long-term compounding interest on those investments, you need to allocate a dedicated amount of funds each month. So, if
Should You Invest, or Pay Off Debt? Read More »
If you’re screening calls from debt collectors and dodging late payment notices, just know that you’re not alone. According to a recent survey conducted by Rand Corporation, about 30 percent of households across all income levels have difficulty paying their bills, and the aftermath of the COVID-19 pandemic, paired with rising inflation, is only making
How to Catch Up When You’re Behind on Bills Read More »
High-interest credit card debt. If those five words send chills up and down your spine, you know all-too-well the hold those monthly payments can have on you. It can feel a bit impossible to manage thousands of dollars of debt, and trying to make a dent in your debt balance can feel like a never
4 Ways to Consolidate Credit Card Debt Read More »
With one of the most competitive housing markets our nation has ever experienced, paired with student loan debt on an unpredictable pause, there’s a lot of uncertainty and confusion circling around. If you’re one of the 3.49 million student loan borrowers in America, an impending restart date for student loan repayments – averaging payment of
Should You Save for a Home or Pay Off Student Loans? Read More »
It’s not all in your mind – prices on just about everything are climbing, fast. In part due to the aftermath of lockdowns and supply and labor shortages from the COVID-19 pandemic, the US inflation has peaked at a 40-year all-time high. Pile that 8%+ increase in the average cost of everyday necessities, from gas
Avalanche vs. Snowball Method: Which is Right for Me? Read More »
We’ve said it before and we’ll say it again: inflation is getting expensive! If you’re one of the 73% of Americans who are working on being smarter with their money to ride out the increase in costs, you know a budget plays a critical role in reaching that goal. Without a budget, it’s tough to
4 Financial Downloads To Help You Double-Down on Debt Read More »
