With one of the most competitive housing markets our nation has ever experienced, paired with student loan debt on an unpredictable pause, there’s a lot of uncertainty and confusion circling around. If you’re one of the 3.49 million student loan borrowers in America, an impending restart date for student loan repayments – averaging payment of […]
Should You Save for a Home or Pay Off Student Loans? Read More »
You’re a Finance Opinion reader, so it pretty much goes without saying that you love free tips and advice, especially when it comes to being more financially savvy! From budgeting to business, and everything in between, our team has cherry-picked the best of the best when it comes to financial influencers who deserve your “follow.”
Four Financial Influencers to Follow Read More »
High-interest credit card debt. If those five words send chills up and down your spine, you know all-too-well the hold those monthly payments can have on you. It can feel a bit impossible to manage thousands of dollars of debt, and trying to make a dent in your debt balance can feel like a never
4 Ways to Consolidate Credit Card Debt Read More »
If you’re screening calls from debt collectors and dodging late payment notices, just know that you’re not alone. According to a recent survey conducted by Rand Corporation, about 30 percent of households across all income levels have difficulty paying their bills, and the aftermath of the COVID-19 pandemic, paired with rising inflation, is only making
How to Catch Up When You’re Behind on Bills Read More »
Just last month, one of the Finance Opinion team writers packed up their desk and said their goodbyes – they were finally off to enjoy their hard-earned retirement. And while retirement may feel like an aspirational, yet unrealistic, goal for most, there are some savvy ways to achieve it – especially if you’re a homeowner.
Is a Reverse Mortgage the Right Move for Retirement? Read More »
Stocks, bonds, dividends – if one of your financial goals is to level up your savings strategy, you’ve likely dabbled in investing (or researched it, at the least). However, if you’re not a Wall Street professional or financial advisor, the world of investing can seem a bit daunting. A diversified investment portfolio offers a strong
Investment Portfolios 101 Read More »
Life can get expensive, and sometimes we need access to large sums of money to fund it for a number of reasons, like starting a business, paying an unexpected medical bill, or finally paying off your high interest credit card debt, to name a few. And, if you’re a homeowner, you have the means to
What is a Cash-Out Refinance (and does it make sense for you)? Read More »
For the majority of us, buying a home is one the biggest purchases we’ll make in our lifetime, and it makes sense why. From high down payments to expensive closing costs and fees, Americans are required to put down a lot of cash. And that’s all before the first mortgage payment is even due. So
Want to Buy a House? Do These 3 Things First Read More »
We all know we should be saving for retirement, but often other financial goals, like purchasing a home, or paying off high-interest credit cards and student loans, are made in its place – including making contributions to your 401(k). However, while it may seem harmless in the short-term, neglecting your 401(k) can have serious consequences
Common 401(k) Mistakes (and how to avoid them) Read More »
Taxes can be tricky, and if you don’t stay up to date on the latest changes, you could end up missing out on thousands of dollars in returns. As tax day approaches (April 18, 2022), time is running out to get up to speed on the changes that could impact you. A good tax software
5 2021 Tax Changes to Know Before You File Read More »
